This page sets out the Terms and Conditions ('Terms') of use relating to beckerfinancialadvisors.co.za and any sub-domain (e.g. beckerfinadv.co.za) thereof, herein collectively referred to as the 'Site'. This Site is owned and operated by Becker Finansiele Adviseurs CC, an independent financial services provider. By accessing this Site, you agree to be bound by the Terms. Before using this Site, you should read the Terms carefully.
Becker Financial Advisors is registered with and authorised by the Financial Services Board, FSB number 15442. Becker Financial Advisors is a Closed Corporation incorporated under the laws of the Republic of South Africa with registration number 1996/043707/23 with its registered offices at Castleview South Office Park, Corner of Lois & Tsitsa Streets, Erasmuskloof, Pretoria 0184
Interpretations for these provisions
“Content” means pages, screens, information and materials included in or accessible through this Site (including any content available on any email or SMS services).
“you”, “your” and “yours” means you, the person(s) accessing this Site and the party on whose behalf you are doing so.
“we”, “us” and “our” means Becker Financial Advisors, registered as Becker Finansiele Adviseurs CC.
“BFA” means Becker Financial Advisors.
Site terms
These Terms cover your use of this Site. All products and services provided by Becker Financial Advisors and/or the relevant service providers have their own terms and conditions (the “Product Terms”). You must read both the Product Terms and these Terms. To the extent that the Product Terms conflict with these Terms then the Product Terms will prevail.
Information not recommendation
Information or opinions contained on this Site do not constitute an offer to sell or a solicitation, or offer to buy, any securities or financial instruments or investment advice or any advice or recommendation in respect of such securities or other financial instruments.
Should you seek to rely in any way whatsoever upon any content contained on this Site, you do so at your own risk.
Users of the site
The Site is currently intended for those who access it from within the borders of the Republic of South Africa. Because of this we cannot guarantee that the Site or the information thereon complies with law or regulation, or is appropriate for use, in other places.
You are wholly responsible for use of the Site by any person using your computer and you must ensure that any such person complies with these Terms.
Products or services on this Site do not constitute an offer or recommendation of any products or services provided by Becker Financial Advisors. The information provided on this Site is not intended for distribution to, or use by, any person in any jurisdiction where such distribution or use would be contrary to law or regulation. This Site should not be considered as communicating any invitation or inducement to engage in investment activity or any offer to buy or sell any securities or other instruments outside of any countries or any jurisdictions where Becker Financial Advisors is licensed or authorised to perform such activities.
Products discussed on this Site may not have been registered or authorised by any central bank, governmental or regulatory authority in the country of your residence. Accordingly, you may not have the benefit of protection from the securities laws, banking laws and other relevant laws and regulations of your country of residence with respect to products or services referred to on or through this Site.
No representation is given that any products, or services discussed in or accessible through this Site are suitable for you or any particular person. You acknowledge that your use of this Site and any requests for information you have made as a result of visiting this Site are not the result of an offer made by Becker Financial Advisors or any of its affiliates and that the provision of any information through this Site shall not constitute or be considered investment or financial advice.
No warranties
The following clauses exclude or limit our legal liability for the Site. You should read them carefully. They all apply only as far as the law permits.
While we have taken reasonable steps to ensure the accuracy, currency, availability, correctness and completeness of the information contained on the Site, information is provided on an "as is", "as available" basis and we do not give or make any warranty or representation of any kind, whether express or implied. The use of the Site is at your sole risk. We shall not be liable for any loss or damage whatsoever and howsoever arising as a result of your use of or reliance on the information contained on the Site to the maximum extent permitted by law.
We do not represent or warrant that the Site will be available and meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and back up of data and/or equipment and for undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties.
We make no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with the Site.
Third party sites and endorsements
Where we provide hypertext links to other locations on the Internet, we do so for information purposes only. We are not responsible for the content of any other websites or pages linked from or linking to this Site. We have not verified the content of any such websites. Following links to any other websites or pages shall be at your own risk and we shall not be responsible or liable for any damages or in other way in connection with linking. Links to downloadable software sites are for convenience only and we are not responsible or liable for any difficulties or consequences associated with downloading the software. Use of any downloaded software is governed by the terms of the license agreement, if any, which accompanies or is provided with the software.
No endorsement or approval of any third parties or their advice, opinions, information, products or services is expressed or implied by any information on our Site.
Trade marks and copyright
Copyright in the page/screens, information and material in their arrangement included in this Site is owned by or licensed to Becker Financial Advisors unless otherwise noted. You may imprint, copy, download or temporarily store extracts from our Site for your personal information or when you use our products and services. You must not alter anything. Any other use is prohibited unless you first get our written permission. In particular no one may use a part of our Site on any other website, or link any other website to our Site, without our prior written permission.
Social media
Becker Financial Advisors operates channels, pages and accounts on some social media sites to inform, assist and engage with clients. Unless stated otherwise, these are intended for South African customers. We monitor and record comments and posts made on these channels about Becker Financial Advisors so that we can improve our services.
Becker Financial Advisors is not responsible for any information posted on those sites other than information we have posted ourselves. We do not endorse the social media sites themselves, or any information posted on them by third parties or other users.
Becker Financial Advisors doesn't give investment, tax or other professional advice via social media sites. You should always seek independent advice before making such decisions.
When you engage with Becker Financial Advisors via social media your personal data may be stored on that social media site's servers, which are outside the control of Becker Financial Advisors and may be in the US or elsewhere outside of South Africa. Any information posted to such sites may be accessed and read by the general public. It is not an appropriate forum to discuss clients' products or financial arrangements. Becker Financial Advisors will not ask you to share personal, account or security information via social media sites, and you should not post such information on those channels.
Becker Financial Advisors regularly updates and monitors our social media accounts and welcomes feedback and ideas submitted via these channels. Becker Financial Advisors endeavours to join the conversation whenever possible, however cannot guarantee to read or reply to all messages sent to official Becker Financial Advisors social media accounts.
Emerging themes and helpful suggestions are passed to the relevant people within Becker Financial Advisors for consideration, but no guarantee is made that any proposals will be acted upon.
Governing law
The Terms are governed by and interpreted in accordance with the laws of the Republic of South Africa and the courts of the above jurisdiction will have exclusive jurisdiction in respect of any dispute, which may arise.
For queries
Should you wish to contact Becker Financial Advisors, please refer to the Contact Us Us link which can be located at the top right of each page of the site or send a direct email to jaco@beckerfinadv.co.za